/* =========================================================
   ZANTRA GROUP — Stylesheet principal
   ========================================================= */

/* ---------- Header ---------- */
.zg-header{
    background:#fff;
    border-bottom:1px solid var(--zg-grey-light);
    position:sticky;top:0;z-index:1000;
}
.zg-header-inner{
    display:flex;align-items:center;justify-content:space-between;
    padding:14px 24px;max-width:1280px;margin:0 auto;
}
.zg-logo img{height:56px;width:auto;}
.zg-nav{display:flex;align-items:center;gap:32px;}
.zg-nav ul{display:flex;gap:28px;list-style:none;margin:0;padding:0;}
.zg-nav a{
    color:var(--zg-emerald);font-family:var(--font-heading);
    font-weight:600;font-size:.95rem;letter-spacing:.01em;
    transition:color .2s ease;padding:6px 0;position:relative;
}
.zg-nav a:hover{color:var(--zg-gold-dark);}
.zg-nav a.active::after{
    content:"";position:absolute;left:0;bottom:-4px;width:100%;height:2px;
    background:var(--zg-gold);
}
.zg-header-actions{display:flex;align-items:center;gap:14px;}
.zg-header-actions .btn{padding:11px 26px;font-size:.9rem;}
.zg-nav-actions{display:none;}
.zg-nav-lang{display:none;}
.zg-lang-switch{position:relative;}
.zg-lang-switch select{
    appearance:none;border:1px solid var(--zg-grey-light);
    background:#fff;color:var(--zg-anthracite);padding:8px 32px 8px 14px;
    border-radius:6px;font-family:var(--font-body);font-size:.85rem;cursor:pointer;
}

/* Mobile burger */
.zg-burger{display:none;background:none;border:none;cursor:pointer;padding:8px;}
.zg-burger span{display:block;width:26px;height:2px;background:var(--zg-emerald);margin:6px 0;transition:.25s;}

@media (max-width:980px){
    .zg-nav{
        position:fixed;top:0;right:0;height:100vh;width:280px;max-width:85vw;
        background:#fff;flex-direction:column;align-items:flex-start;
        padding:90px 28px;box-shadow:-4px 0 20px rgba(0,0,0,.08);
        transform:translateX(100%);transition:transform .3s ease;gap:24px;z-index:1001;
        overflow-y:auto;
    }
    .zg-nav.is-open{transform:translateX(0);}
    .zg-nav ul{flex-direction:column;gap:20px;width:100%;}
    .zg-nav-actions{display:flex;flex-direction:column;width:100%;gap:12px;margin-top:24px;}
    .zg-nav-actions .btn{width:100%;}
    .zg-header-actions{display:none;}
    .zg-burger{display:block;}
    .zg-nav-lang{display:block;width:100%;margin-top:28px;padding-top:24px;border-top:1px solid var(--zg-grey-light);}
    .zg-nav-lang-title{
        font-family:var(--font-heading);font-size:.72rem;font-weight:700;letter-spacing:.14em;
        text-transform:uppercase;color:#999;margin:0 0 12px;
    }
    .zg-nav-lang-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px;}
    .zg-nav-lang-grid button{
        background:var(--zg-cream);border:1px solid var(--zg-grey-light);border-radius:8px;
        padding:10px 8px;font-family:var(--font-body);font-size:.82rem;color:var(--zg-anthracite);
        cursor:pointer;text-align:left;
    }
    .zg-nav-lang-grid button:hover{background:var(--zg-emerald-light);border-color:var(--zg-emerald);}
    .zg-overlay{
        display:none;position:fixed;inset:0;background:rgba(0,0,0,.4);z-index:999;
    }
    .zg-overlay.is-open{display:block;}
}

/* ---------- Hero ---------- */
.zg-hero{
    background:linear-gradient(135deg,#ffffff 0%, var(--zg-emerald-light) 100%);
    padding:90px 0;overflow:hidden;
}
.zg-hero-inner{
    display:grid;grid-template-columns:1.1fr .9fr;gap:60px;align-items:center;
    max-width:1200px;margin:0 auto;padding:0 24px;
}
.zg-hero-eyebrow{
    display:inline-block;color:var(--zg-gold-dark);font-family:var(--font-heading);
    font-weight:700;letter-spacing:.18em;font-size:.78rem;text-transform:uppercase;
    margin-bottom:18px;
}
.zg-hero h1{font-size:clamp(2.2rem,4.5vw,3.4rem);line-height:1.15;margin-bottom:22px;}
.zg-hero p{font-size:1.08rem;color:var(--zg-anthracite);max-width:480px;margin-bottom:32px;}
.zg-hero-actions{display:flex;gap:16px;flex-wrap:wrap;}
.zg-hero-visual{position:relative;border-radius:14px;overflow:hidden;box-shadow:0 25px 60px -20px rgba(0,107,91,.35);}
.zg-hero-visual img{width:100%;height:100%;object-fit:cover;display:block;}

@media (max-width:1024px){
    .zg-hero-visual{height:auto;width:100%;}
    .zg-hero-visual img{height:auto;width:100%;max-width:100%;aspect-ratio:4/3;object-fit:cover;}
}

.zg-loan-grid{grid-template-columns:1.1fr .9fr;align-items:flex-start;}
@media (max-width:1024px){
    .zg-loan-grid{grid-template-columns:1fr !important;}
    .zg-loan-grid > *{width:100%;}
}

.zg-agency-grid{grid-template-columns:1fr 1fr;gap:60px;align-items:center;}
.zg-agency-visual{box-shadow:0 25px 60px -20px rgba(0,107,91,.25);}
@media (max-width:1024px){
    .zg-agency-grid{grid-template-columns:1fr;gap:32px;}
}

@media (max-width:900px){
    .zg-hero-inner{grid-template-columns:1fr;text-align:center;}
    .zg-hero p{margin-left:auto;margin-right:auto;}
    .zg-hero-actions{justify-content:center;}
}

/* ---------- Sections génériques ---------- */
.zg-section{padding:90px 0;}
.zg-section-alt{background:#fff;}
.zg-section-head{text-align:center;max-width:680px;margin:0 auto 56px;}
.zg-section-head .zg-eyebrow{
    color:var(--zg-gold-dark);font-family:var(--font-heading);font-weight:700;
    letter-spacing:.18em;font-size:.75rem;text-transform:uppercase;display:block;margin-bottom:12px;
}
.zg-section-head h2{font-size:clamp(1.8rem,3.5vw,2.6rem);}
.zg-section-head p{color:#666;font-size:1.05rem;}

/* ---------- Cartes de services ---------- */
.zg-grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;}
.zg-grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:28px;}
@media (max-width:900px){.zg-grid-3,.zg-grid-2{grid-template-columns:1fr;}}

.zg-card{
    background:#fff;border:1px solid var(--zg-grey-light);border-radius:12px;
    padding:36px 30px;box-shadow:0 4px 16px rgba(0,0,0,.04);
    transition:border-color .25s ease, transform .25s ease;
}
.zg-card:hover{border-color:var(--zg-gold);transform:translateY(-4px);}
.zg-card-icon{
    width:54px;height:54px;border-radius:12px;background:var(--zg-emerald-light);
    display:flex;align-items:center;justify-content:center;margin-bottom:20px;
    color:var(--zg-emerald);
}
.zg-card-icon svg{width:26px;height:26px;}
.zg-card h3{font-size:1.2rem;margin-bottom:10px;}
.zg-card p{color:#666;margin:0;font-size:.95rem;}

/* ---------- Cartes bancaires (Standard / Premium / Elite) ---------- */
.zg-cards-bank{display:grid;grid-template-columns:repeat(3,1fr);gap:30px;}
@media (max-width:900px){.zg-cards-bank{grid-template-columns:1fr;max-width:380px;margin:0 auto;}}

.zg-bankcard{
    border-radius:18px;padding:34px 28px;color:#fff;position:relative;overflow:hidden;
    aspect-ratio:1.586/1;display:flex;flex-direction:column;justify-content:space-between;
    box-shadow:0 18px 40px -16px rgba(0,0,0,.35);
}
.zg-bankcard-standard{background:linear-gradient(135deg,var(--zg-emerald) 0%, var(--zg-emerald-dark) 100%);}
.zg-bankcard-premium{background:linear-gradient(135deg,#EFE6CF 0%, var(--zg-gold) 60%, var(--zg-gold-dark) 100%);color:var(--zg-emerald-dark);}
.zg-bankcard-elite{background:linear-gradient(135deg,#1a1a1a 0%, #000 100%);color:var(--zg-gold);border:1px solid var(--zg-gold-dark);}
.zg-bankcard-top{display:flex;justify-content:space-between;align-items:flex-start;}
.zg-bankcard-label{font-family:var(--font-heading);font-weight:700;letter-spacing:.12em;font-size:.85rem;}
.zg-bankcard-chip{width:46px;height:34px;border-radius:6px;background:rgba(255,255,255,.25);}
.zg-bankcard-elite .zg-bankcard-chip{background:rgba(214,198,165,.25);}
.zg-bankcard-number{font-family:'Courier New',monospace;font-size:1.15rem;letter-spacing:.15em;margin-top:30px;}
.zg-bankcard-bottom{display:flex;justify-content:space-between;align-items:flex-end;font-family:var(--font-heading);font-size:.8rem;letter-spacing:.05em;}
.zg-bankcard-name{font-weight:700;font-size:1.3rem;}

.zg-card-list{list-style:none;margin:18px 0 0;padding:0;}
.zg-card-list li{
    padding:8px 0 8px 28px;position:relative;font-size:.92rem;color:#555;
    border-bottom:1px solid var(--zg-grey-light);
}
.zg-card-list li:last-child{border-bottom:none;}
.zg-card-list li::before{
    content:"✓";position:absolute;left:0;top:8px;color:var(--zg-emerald);font-weight:700;
}
.zg-card-block{
    background:#fff;border:1px solid var(--zg-grey-light);border-radius:14px;padding:0 28px 28px;
    margin-top:18px;
}
.zg-card-block .zg-card-price{
    text-align:center;padding:24px 0;border-bottom:1px solid var(--zg-grey-light);margin-bottom:8px;
}
.zg-card-block .zg-card-price strong{font-family:var(--font-heading);color:var(--zg-emerald);font-size:1.6rem;}

/* ---------- Témoignages ---------- */
.zg-testimonial{
    background:var(--zg-cream);border-radius:12px;padding:32px;
    border:1px solid var(--zg-grey-light);
}
.zg-stars{color:var(--zg-gold);font-size:1.1rem;margin-bottom:14px;letter-spacing:2px;}
.zg-testimonial p{font-style:italic;color:#555;margin-bottom:18px;}
.zg-testimonial-author{display:flex;align-items:center;gap:12px;}
.zg-avatar{
    width:42px;height:42px;border-radius:50%;background:var(--zg-emerald);
    color:#fff;display:flex;align-items:center;justify-content:center;
    font-family:var(--font-heading);font-weight:700;
}
.zg-testimonial-author strong{display:block;font-size:.92rem;color:var(--zg-anthracite);font-family:var(--font-body);font-weight:700;}
.zg-testimonial-author span{font-size:.82rem;color:#888;}

/* ---------- Stats band ---------- */
.zg-stats{
    background:var(--zg-emerald);color:#fff;padding:60px 0;
}
.zg-stats-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:30px;text-align:center;}
@media (max-width:900px){.zg-stats-grid{grid-template-columns:repeat(2,1fr);}}
.zg-stats-grid strong{display:block;font-family:var(--font-heading);font-size:2.4rem;color:var(--zg-gold);}
.zg-stats-grid span{font-size:.9rem;letter-spacing:.04em;text-transform:uppercase;opacity:.85;}

/* ---------- CTA band ---------- */
.zg-cta{
    background:linear-gradient(135deg,var(--zg-emerald) 0%, var(--zg-emerald-dark) 100%);
    border-radius:18px;padding:60px;text-align:center;color:#fff;
}
.zg-cta h2{color:#fff;}
.zg-cta p{color:rgba(255,255,255,.85);max-width:560px;margin:0 auto 28px;}
.zg-cta .btn-secondary{color:var(--zg-emerald-dark);}

/* ---------- Forms ---------- */
.zg-form-group{margin-bottom:20px;}
.zg-form-group label{display:block;font-weight:600;font-size:.9rem;margin-bottom:8px;color:var(--zg-anthracite);}
.zg-form-group input,
.zg-form-group select,
.zg-form-group textarea{
    width:100%;padding:13px 16px;border:1px solid var(--zg-grey-light);
    border-radius:6px;font-family:var(--font-body);font-size:.95rem;
    background:#fff;color:var(--zg-anthracite);transition:border-color .2s;
}
.zg-form-group input:focus,
.zg-form-group select:focus,
.zg-form-group textarea:focus{
    outline:none;border-color:var(--zg-emerald);box-shadow:0 0 0 3px rgba(0,107,91,.1);
}
.zg-form-row{display:grid;grid-template-columns:1fr 1fr;gap:18px;}
@media (max-width:700px){.zg-form-row{grid-template-columns:1fr;}}
.zg-form-success{
    background:var(--zg-emerald-light);border:1px solid var(--zg-emerald);
    color:var(--zg-emerald-dark);padding:16px 20px;border-radius:8px;margin-bottom:20px;
    display:flex;align-items:center;gap:10px;font-weight:600;
}

/* ---------------------------------------------------
   Auth hero (Anmelden / Registrieren)
   --------------------------------------------------- */
.zg-auth-page{
    background:linear-gradient(135deg,#ffffff 0%, var(--zg-emerald-light) 100%);
    padding:70px 0;
}
.zg-auth-hero{
    max-width:760px;margin:0 auto 40px;text-align:center;
}
.zg-auth-hero h1{font-size:clamp(1.8rem,4vw,2.6rem);}
.zg-auth-hero > p{color:#555;font-size:1.05rem;max-width:560px;margin:0 auto 36px;}

.zg-trust-grid{
    display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-bottom:36px;
}
@media (max-width:900px){.zg-trust-grid{grid-template-columns:repeat(2,1fr);}}
.zg-trust-item{
    background:#fff;border:1px solid var(--zg-grey-light);border-radius:12px;
    padding:18px;text-align:left;display:flex;gap:12px;align-items:flex-start;
}
.zg-trust-icon{font-size:1.6rem;line-height:1;}
.zg-trust-item strong{display:block;font-family:var(--font-heading);font-size:.92rem;color:var(--zg-emerald);margin-bottom:2px;}
.zg-trust-item span{font-size:.8rem;color:#888;}

.zg-auth-tabs{
    display:inline-flex;background:#fff;border:1px solid var(--zg-grey-light);
    border-radius:10px;padding:6px;gap:4px;
}
.zg-auth-tabs a{
    padding:10px 28px;border-radius:8px;font-family:var(--font-heading);font-weight:600;
    font-size:.92rem;color:var(--zg-anthracite);transition:.2s;
}
.zg-auth-tabs a.active{background:var(--zg-emerald);color:#fff;}
.zg-auth-tabs a:not(.active):hover{background:var(--zg-emerald-light);}

.zg-auth-footer-note{
    margin-top:28px;font-size:.85rem;color:#999;
}

/* ---------------------------------------------------
   Upload KYC (pièce d'identité / selfie)
   --------------------------------------------------- */
.zg-upload-group{
    border:2px dashed var(--zg-grey-light);border-radius:10px;padding:24px;
    text-align:center;cursor:pointer;transition:.2s;background:#fff;
}
.zg-upload-group:hover{border-color:var(--zg-gold);background:var(--zg-emerald-light);}
.zg-upload-group input[type="file"]{display:none;}
.zg-upload-group .zg-upload-icon{font-size:1.8rem;display:block;margin-bottom:8px;}
.zg-upload-group .zg-upload-label{font-family:var(--font-heading);font-weight:600;color:var(--zg-emerald);font-size:.92rem;}
.zg-upload-group .zg-upload-filename{font-size:.82rem;color:#888;margin-top:6px;word-break:break-all;}

.zg-checkbox-group{
    display:flex;align-items:flex-start;gap:10px;font-size:.88rem;color:#666;margin:18px 0;
}
.zg-checkbox-group input{margin-top:3px;}
.zg-checkbox-group a{font-weight:600;}

.zg-auth-wrap-wide{max-width:640px;}

/* ---------- Auth pages (login/register) ---------- */
.zg-auth-wrap{
    max-width:480px;margin:60px auto;background:#fff;border:1px solid var(--zg-grey-light);
    border-radius:14px;padding:48px;box-shadow:0 10px 40px -10px rgba(0,0,0,.06);
}
.zg-auth-wrap .zg-logo{text-align:center;margin-bottom:24px;}
.zg-auth-wrap .zg-logo img{height:48px;margin:0 auto;}
.zg-auth-wrap h1{font-size:1.6rem;text-align:center;}
.zg-auth-sub{text-align:center;color:#888;font-size:.92rem;margin-bottom:30px;}
.zg-auth-wrap .btn{width:100%;justify-content:center;margin-top:8px;}
.zg-auth-links{text-align:center;margin-top:22px;font-size:.9rem;color:#666;}
.zg-auth-links a{color:var(--zg-emerald);font-weight:600;}

/* ---------- Dashboard démo ---------- */
/* =========================================================
   ESPACE CLIENT — Dashboard Zantra Group
   ========================================================= */

/* Layout général */
.zg-app-body{margin:0;font-family:var(--font-body);background:var(--zg-cream);overflow-x:hidden;}
.zg-dashboard{display:grid;grid-template-columns:280px 1fr;min-height:100vh;}
@media (max-width:980px){.zg-dashboard{grid-template-columns:1fr;}}

/* ---- Sidebar ---- */
.zg-sidebar{
    background:var(--zg-emerald);color:#fff;
    padding:28px 18px 24px;display:flex;flex-direction:column;
    position:sticky;top:0;height:100vh;overflow-y:auto;
}
@media (max-width:980px){
    .zg-sidebar{
        position:fixed;top:0;left:0;height:100vh;width:280px;max-width:85vw;
        transform:translateX(-100%);transition:transform .3s ease;z-index:1001;
        box-shadow:4px 0 20px rgba(0,0,0,.2);
    }
    .zg-sidebar.is-open{transform:translateX(0);}
}
.zg-sidebar .zg-logo img{height:38px;filter:none;margin-bottom:24px;}

/* Profil client dans la sidebar */
.zg-sb-profile{
    display:flex;align-items:center;gap:12px;
    background:rgba(255,255,255,.08);border-radius:12px;padding:14px;margin-bottom:28px;
}
.zg-sb-avatar{
    width:44px;height:44px;border-radius:50%;background:var(--zg-gold);
    display:flex;align-items:center;justify-content:center;
    font-family:var(--font-heading);font-weight:700;font-size:1rem;color:var(--zg-emerald-dark);
    flex-shrink:0;
}
.zg-sb-info{overflow:hidden;}
.zg-sb-info strong{display:block;font-size:.9rem;font-weight:700;color:#fff;white-space:nowrap;overflow:hidden;text-overflow:ellipsis;}
.zg-sb-info span{font-size:.75rem;color:rgba(255,255,255,.65);}
.zg-sb-badge{
    display:inline-block;background:rgba(255,255,255,.12);border-radius:4px;
    font-size:.62rem;font-weight:700;letter-spacing:.05em;padding:2px 7px;margin-top:4px;color:var(--zg-gold);
}

/* Nav groupes */
.zg-sb-group{margin-bottom:20px;}
.zg-sb-group-label{
    font-family:var(--font-heading);font-size:.67rem;font-weight:700;letter-spacing:.15em;
    text-transform:uppercase;color:rgba(255,255,255,.4);margin:0 0 8px;padding:0 12px;
}
.zg-sidebar ul{list-style:none;margin:0;padding:0;}
.zg-sidebar li a{
    display:flex;align-items:center;gap:12px;color:#fff;padding:11px 14px;
    border-radius:9px;margin-bottom:2px;font-family:var(--font-heading);font-weight:600;font-size:.88rem;
    opacity:.82;transition:.2s;
}
.zg-sidebar li a:hover{opacity:1;background:rgba(255,255,255,.1);}
.zg-sidebar li.active a{background:var(--zg-gold);color:var(--zg-emerald-dark);opacity:1;}
.zg-sidebar li a .zg-sb-icon{font-size:1rem;width:20px;text-align:center;}
.zg-sb-notif-badge{
    margin-left:auto;background:#e57373;color:#fff;border-radius:10px;
    font-size:.68rem;font-weight:700;padding:1px 7px;
}

/* Bouton déconnexion */
.zg-sidebar-footer{margin-top:auto;padding-top:20px;border-top:1px solid rgba(255,255,255,.12);}
.zg-sidebar-footer a{
    display:flex;align-items:center;gap:12px;color:rgba(255,255,255,.65);
    padding:11px 14px;border-radius:9px;font-family:var(--font-heading);font-weight:600;font-size:.88rem;
    transition:.2s;
}
.zg-sidebar-footer a:hover{color:#fff;background:rgba(255,255,255,.1);}

/* ---- Topbar mobile ---- */
.zg-dash-topbar{
    display:none;align-items:center;justify-content:space-between;
    background:#fff;border-bottom:1px solid var(--zg-grey-light);padding:14px 18px;
    position:sticky;top:0;z-index:1000;
}
@media (max-width:980px){.zg-dash-topbar{display:flex;}}
.zg-dash-topbar .zg-logo img{height:34px;}
.zg-dash-burger{background:none;border:none;cursor:pointer;padding:6px;}
.zg-dash-burger span{display:block;width:24px;height:2px;background:var(--zg-emerald);margin:5px 0;}
.zg-dash-overlay{display:none;position:fixed;inset:0;background:rgba(0,0,0,.4);z-index:1000;}
.zg-dash-overlay.is-open{display:block;}

/* ---- Zone principale ---- */
.zg-dash-main{padding:36px 40px;background:var(--zg-cream);overflow-x:hidden;min-height:100vh;}
@media (max-width:700px){.zg-dash-main{padding:24px 18px;}}

/* ---- Sections ---- */
.zg-dash-section{display:none;}
.zg-dash-section.active{display:block;}

/* ---- Alertes / bannières ---- */
.zg-dash-alert{
    padding:14px 20px;border-radius:10px;margin-bottom:24px;font-size:.9rem;font-weight:600;
}
.zg-dash-alert-warning{background:#fff8e1;color:#f57c00;border:1px solid #ffe082;}
.zg-dash-alert-success{background:var(--zg-emerald-light);color:var(--zg-emerald);border:1px solid rgba(0,107,91,.2);}
.zg-dash-alert-error{background:#fdecec;color:#b71c1c;border:1px solid #ffcdd2;}

/* ---- Panneau de contrôle — cartes solde ---- */
.zg-balance-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin:28px 0 40px;}
@media (max-width:900px){.zg-balance-cards{grid-template-columns:1fr 1fr;}}
@media (max-width:560px){.zg-balance-cards{grid-template-columns:1fr;}}
.zg-balance-card{
    background:linear-gradient(135deg,var(--zg-emerald) 0%,var(--zg-emerald-dark) 100%);
    border-radius:16px;padding:28px 26px;color:#fff;position:relative;overflow:hidden;
}
.zg-balance-card::before{
    content:'';position:absolute;top:-30px;right:-30px;width:120px;height:120px;
    border-radius:50%;background:rgba(255,255,255,.06);
}
.zg-balance-card.zg-bc-gold{background:linear-gradient(135deg,var(--zg-gold-dark) 0%,#b8982a 100%);}
.zg-balance-card.zg-bc-light{background:#fff;border:1px solid var(--zg-grey-light);}
.zg-balance-card.zg-bc-light .zg-bc-label,.zg-balance-card.zg-bc-light .zg-bc-amount{color:var(--zg-emerald);}
.zg-bc-label{font-size:.75rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase;opacity:.75;margin-bottom:10px;}
.zg-bc-amount{font-family:var(--font-heading);font-size:1.9rem;font-weight:700;}
.zg-bc-sub{font-size:.78rem;opacity:.65;margin-top:6px;}
.zg-bc-icon{position:absolute;top:20px;right:20px;font-size:1.4rem;opacity:.5;}

/* Actions rapides */
.zg-quick-actions{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:36px;}
.zg-quick-btn{
    display:flex;flex-direction:column;align-items:center;gap:8px;
    background:#fff;border:1px solid var(--zg-grey-light);border-radius:14px;padding:18px 24px;
    font-family:var(--font-heading);font-weight:600;font-size:.82rem;color:var(--zg-anthracite);
    cursor:pointer;transition:.2s;min-width:100px;
}
.zg-quick-btn:hover{border-color:var(--zg-emerald);color:var(--zg-emerald);transform:translateY(-2px);}
.zg-quick-btn .zg-qb-icon{font-size:1.5rem;}

/* ---- Carte "Mon compte" — IBAN ---- */
.zg-account-card{
    background:#fff;border-radius:18px;padding:32px;border:1px solid var(--zg-grey-light);
    margin-bottom:28px;
}
.zg-account-card-header{
    display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:16px;margin-bottom:28px;
}
.zg-account-card h2{margin:0;}
.zg-account-status-badge{
    background:var(--zg-emerald-light);color:var(--zg-emerald);
    border-radius:20px;padding:5px 16px;font-size:.8rem;font-weight:700;font-family:var(--font-heading);
}
.zg-iban-block{
    background:var(--zg-cream);border-radius:12px;padding:20px 24px;margin-bottom:20px;
}
.zg-iban-row{
    display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:12px;margin-bottom:12px;
}
.zg-iban-row:last-child{margin-bottom:0;}
.zg-iban-label{font-size:.8rem;font-weight:600;color:#888;text-transform:uppercase;letter-spacing:.06em;}
.zg-iban-value{font-family:var(--font-heading);font-size:1.05rem;font-weight:700;color:var(--zg-emerald);letter-spacing:.04em;}
.zg-copy-btn{
    background:none;border:1px solid var(--zg-grey-light);border-radius:6px;
    padding:5px 12px;font-size:.75rem;color:#888;cursor:pointer;transition:.2s;
}
.zg-copy-btn:hover{border-color:var(--zg-emerald);color:var(--zg-emerald);}
.zg-account-details-grid{
    display:grid;grid-template-columns:repeat(2,1fr);gap:16px;margin-top:20px;
}
@media (max-width:600px){.zg-account-details-grid{grid-template-columns:1fr;}}
.zg-detail-item{
    background:var(--zg-cream);border-radius:10px;padding:14px 18px;
}
.zg-detail-item dt{font-size:.75rem;color:#888;text-transform:uppercase;letter-spacing:.06em;margin-bottom:5px;}
.zg-detail-item dd{font-family:var(--font-heading);font-weight:700;color:var(--zg-anthracite);margin:0;}

/* Carte virement */
.zg-transfer-card{
    background:#fff;border-radius:18px;padding:32px;border:1px solid var(--zg-grey-light);
    margin-top:28px;
}
.zg-transfer-card h3{margin-top:0;color:var(--zg-emerald);margin-bottom:24px;}

/* ---- Historique ---- */
.zg-history-table{width:100%;border-collapse:collapse;font-size:.9rem;}
.zg-history-table th{
    background:var(--zg-emerald-light);color:var(--zg-emerald-dark);
    font-family:var(--font-heading);font-weight:700;font-size:.76rem;
    text-transform:uppercase;letter-spacing:.04em;padding:12px 16px;text-align:left;
}
.zg-history-table td{padding:14px 16px;border-bottom:1px solid var(--zg-grey-light);vertical-align:middle;}
.zg-history-table tr:last-child td{border-bottom:none;}
.zg-history-table tr:hover td{background:var(--zg-cream);}
.zg-tx-desc{font-weight:600;display:block;margin-bottom:3px;}
.zg-tx-date{font-size:.78rem;color:#999;}
.zg-tx-amount{font-family:var(--font-heading);font-weight:700;font-size:1rem;}
.zg-tx-amount.debit{color:#e57373;}
.zg-tx-amount.credit{color:var(--zg-emerald);}
.zg-tx-badge{
    display:inline-block;padding:3px 10px;border-radius:6px;font-size:.72rem;font-weight:700;
    background:var(--zg-emerald-light);color:var(--zg-emerald);
}
.zg-history-table-wrap{overflow-x:auto;-webkit-overflow-scrolling:touch;border-radius:12px;border:1px solid var(--zg-grey-light);background:#fff;}

/* ---- Notifications ---- */
.zg-notif-item{
    background:#fff;border-radius:12px;padding:20px 24px;margin-bottom:12px;
    border-left:4px solid var(--zg-emerald);
}
.zg-notif-item.unread{border-left-color:var(--zg-gold);}
.zg-notif-title{font-weight:700;margin-bottom:6px;}
.zg-notif-body{color:#555;font-size:.9rem;margin-bottom:8px;}
.zg-notif-date{font-size:.78rem;color:#999;}

/* ---- Prêts ---- */
.zg-loan-item{
    background:#fff;border-radius:14px;padding:24px;margin-bottom:16px;
    border:1px solid var(--zg-grey-light);
}
.zg-loan-item-header{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:12px;margin-bottom:14px;}
.zg-loan-grid-detail{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;}
@media (max-width:700px){.zg-loan-grid-detail{grid-template-columns:repeat(2,1fr);}}
.zg-loan-detail-item dt{font-size:.75rem;color:#888;text-transform:uppercase;letter-spacing:.06em;margin-bottom:4px;}
.zg-loan-detail-item dd{font-family:var(--font-heading);font-weight:700;color:var(--zg-anthracite);margin:0;}

/* ---- Profil ---- */
.zg-profile-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px;}
@media (max-width:600px){.zg-profile-grid{grid-template-columns:1fr;}}

/* ---- Statuts ---- */
.zg-status{display:inline-block;padding:4px 12px;border-radius:20px;font-size:.78rem;font-weight:700;}
.zg-status-ok{background:var(--zg-emerald-light);color:var(--zg-emerald);}
.zg-status-pending{background:#fff8e1;color:#f57c00;}
.zg-status-reject{background:#fdecec;color:#b71c1c;}

/* ---- Page non activée ---- */
.zg-locked-screen{
    text-align:center;padding:80px 20px;max-width:480px;margin:0 auto;
}
.zg-locked-screen .zg-lock-icon{font-size:4rem;margin-bottom:20px;}
.zg-locked-screen h2{color:var(--zg-emerald);}
.zg-locked-screen p{color:#666;}
.zg-table{width:100%;border-collapse:collapse;background:#fff;border-radius:10px;overflow:hidden;}
@media (max-width:700px){
    .zg-table-wrap{overflow-x:auto;-webkit-overflow-scrolling:touch;border-radius:10px;}
    .zg-table{min-width:560px;}
}
.zg-table th,.zg-table td{padding:14px 18px;text-align:left;border-bottom:1px solid var(--zg-grey-light);font-size:.92rem;}
.zg-table th{background:var(--zg-emerald-light);color:var(--zg-emerald-dark);font-family:var(--font-heading);font-weight:700;font-size:.8rem;text-transform:uppercase;letter-spacing:.04em;}

/* ---------- Footer ---------- */
.zg-footer{background:var(--zg-emerald-dark);color:rgba(255,255,255,.85);padding:64px 0 24px;}
.zg-footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px;margin-bottom:48px;}
@media (max-width:900px){.zg-footer-grid{grid-template-columns:1fr 1fr;}}
@media (max-width:560px){.zg-footer-grid{grid-template-columns:1fr;}}
.zg-footer .zg-logo img{height:80px;filter:none;margin-bottom:16px;}
.zg-footer p{font-size:.9rem;color:rgba(255,255,255,.65);}
.zg-footer h4{color:var(--zg-gold);font-size:.95rem;text-transform:uppercase;letter-spacing:.08em;margin-bottom:18px;}
.zg-footer ul{list-style:none;padding:0;margin:0;}
.zg-footer ul li{margin-bottom:10px;}
.zg-footer ul li a{color:rgba(255,255,255,.75);font-size:.92rem;transition:color .2s;}
.zg-footer ul li a:hover{color:var(--zg-gold);}
.zg-footer-bottom{
    border-top:1px solid rgba(255,255,255,.12);padding-top:24px;
    display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px;
    font-size:.85rem;color:rgba(255,255,255,.55);
}

/* ---------- Page header (sous-pages) ---------- */
.zg-page-header{
    background:var(--zg-emerald-light);padding:60px 0;text-align:center;
}
.zg-page-header h1{margin-bottom:8px;}
.zg-page-header .zg-breadcrumb{color:#888;font-size:.9rem;}
.zg-page-header .zg-breadcrumb a{color:var(--zg-emerald);}

/* ---------- Blog ---------- */
.zg-blog-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;}
@media (max-width:900px){.zg-blog-grid{grid-template-columns:1fr;}}
.zg-post-card{background:#fff;border:1px solid var(--zg-grey-light);border-radius:12px;overflow:hidden;transition:transform .25s, border-color .25s;}
.zg-post-card:hover{transform:translateY(-4px);border-color:var(--zg-gold);}
.zg-post-card img{height:200px;object-fit:cover;width:100%;}
.zg-post-card-body{padding:24px;}
.zg-post-meta{font-size:.8rem;color:#999;text-transform:uppercase;letter-spacing:.05em;margin-bottom:10px;}
.zg-post-card h3{font-size:1.15rem;margin-bottom:10px;}
.zg-post-card p{color:#666;font-size:.92rem;}
.single-post .zg-content{max-width:760px;margin:0 auto;}
.single-post .zg-content img{border-radius:12px;margin:24px 0;}
.single-post .zg-content h2{margin-top:1.6em;}

/* ---------- FAQ accordion ---------- */
.zg-faq-item{border-bottom:1px solid var(--zg-grey-light);}
.zg-faq-q{
    display:flex;justify-content:space-between;align-items:center;
    padding:20px 0;cursor:pointer;font-family:var(--font-heading);font-weight:600;
    color:var(--zg-emerald);
}
.zg-faq-q .icon{transition:transform .25s;}
.zg-faq-item.is-open .zg-faq-q .icon{transform:rotate(45deg);}
.zg-faq-a{display:none;padding-bottom:20px;color:#666;}
.zg-faq-item.is-open .zg-faq-a{display:block;}

/* ---------- Chat widget (visuel) ---------- */
.zg-chat-bubble{
    position:fixed;bottom:24px;right:24px;width:60px;height:60px;border-radius:50%;
    background:var(--zg-emerald);color:#fff;display:flex;align-items:center;justify-content:center;
    box-shadow:0 8px 24px rgba(0,107,91,.35);cursor:pointer;z-index:999;
}
.zg-chat-bubble svg{width:26px;height:26px;}

.zg-chat-popup{
    position:fixed;bottom:96px;right:24px;width:340px;max-width:calc(100vw - 32px);
    background:#fff;border-radius:14px;box-shadow:0 20px 50px -10px rgba(0,0,0,.25);
    display:none;flex-direction:column;z-index:999;overflow:hidden;
    max-height:70vh;
}
.zg-chat-popup.is-open{display:flex;}
.zg-chat-popup-header{
    background:var(--zg-emerald);color:#fff;padding:14px 18px;
    display:flex;justify-content:space-between;align-items:center;
    font-family:var(--font-heading);
}
.zg-chat-popup-header button{
    background:none;border:none;color:#fff;font-size:1.4rem;line-height:1;cursor:pointer;padding:0;
}
.zg-chat-popup-body{padding:16px;display:flex;flex-direction:column;gap:12px;overflow-y:auto;}
.zg-chat-popup .zg-chat-messages{
    display:flex;flex-direction:column;gap:8px;max-height:320px;overflow-y:auto;padding-right:4px;
}
.zg-chat-popup .zg-chat-msg{
    max-width:85%;padding:8px 12px;border-radius:10px;font-size:.85rem;
}
.zg-chat-popup .zg-chat-msg.client{background:var(--zg-grey-light);align-self:flex-start;}
.zg-chat-popup .zg-chat-msg.admin{background:var(--zg-emerald-light);align-self:flex-end;}
.zg-chat-popup .zg-chat-msg time{display:block;font-size:.68rem;color:#999;margin-top:3px;}
.zg-chat-popup .zg-chat-input{display:flex;gap:8px;}
.zg-chat-popup .zg-chat-input textarea{
    flex:1;resize:none;border:1px solid var(--zg-grey-light);border-radius:8px;padding:8px 10px;
    font-family:var(--font-body);font-size:.88rem;min-height:40px;
}
@media (max-width:480px){
    .zg-chat-popup{right:16px;bottom:88px;}
    .zg-chat-bubble{right:16px;bottom:16px;}
}

/* ---------- Utility ---------- */
.zg-mt-0{margin-top:0;}
.zg-text-center{text-align:center;}
.zg-mb-40{margin-bottom:40px;}

/* =========================================================
   CARTES BANCAIRES ZANTRA — Visuels + Animations
   ========================================================= */

/* ---- Carrousel de comptes (style Lusaro c1) ---- */
.zg-account-slider{position:relative;margin-bottom:28px;}
.zg-account-slides-wrap{overflow:hidden;border-radius:20px;}
.zg-account-slides{display:flex;transition:transform .45s cubic-bezier(.4,0,.2,1);}
.zg-account-slide{
    min-width:100%;border-radius:20px;
    background:linear-gradient(135deg,#0f1b2d 0%,#1a2e4a 60%,#0f2040 100%);
    padding:32px;color:#fff;position:relative;overflow:hidden;
    /* Hauteur fixe pour que tous les slides soient identiques */
    min-height:280px;
    box-sizing:border-box;
}
.zg-account-slide::before{
    content:'';position:absolute;top:-80px;right:-80px;
    width:320px;height:320px;border-radius:50%;
    background:radial-gradient(circle,rgba(214,198,165,.12) 0%,transparent 70%);
}
.zg-account-slide::after{
    content:'';position:absolute;bottom:-100px;left:-60px;
    width:280px;height:280px;border-radius:50%;
    background:radial-gradient(circle,rgba(0,107,91,.18) 0%,transparent 70%);
}
.zg-slide-eyebrow{
    font-size:.7rem;font-weight:700;letter-spacing:.18em;text-transform:uppercase;
    color:rgba(255,255,255,.5);margin-bottom:8px;
}
.zg-slide-iban{
    font-family:monospace;font-size:1.15rem;letter-spacing:.12em;
    color:#fff;margin-bottom:8px;font-weight:500;
}
.zg-slide-status-label{font-size:.72rem;color:rgba(255,255,255,.5);text-transform:uppercase;letter-spacing:.1em;margin-bottom:12px;}
.zg-slide-balance{
    font-family:var(--font-heading);font-size:2.4rem;font-weight:700;
    color:var(--zg-gold);letter-spacing:-.01em;margin-bottom:24px;
}
.zg-slide-divider{border:none;border-top:1px solid rgba(255,255,255,.12);margin-bottom:20px;}
.zg-slide-meta{display:flex;gap:28px;flex-wrap:wrap;}
.zg-slide-meta-item span{display:block;font-size:.65rem;color:rgba(255,255,255,.45);text-transform:uppercase;letter-spacing:.1em;margin-bottom:4px;}
.zg-slide-meta-item strong{font-size:.88rem;font-weight:700;}
.zg-slide-arrow{
    position:absolute;bottom:24px;right:24px;
    font-size:.75rem;color:rgba(255,255,255,.4);
}

/* Dots du carrousel */
.zg-slider-dots{display:flex;justify-content:center;gap:8px;margin-top:14px;}
.zg-slider-dot{
    width:8px;height:8px;border-radius:50%;background:rgba(0,107,91,.25);
    cursor:pointer;transition:.2s;
}
.zg-slider-dot.active{background:var(--zg-emerald);width:20px;border-radius:4px;}

/* ---- Carte Standard — Vert émeraude + Or ---- */
.zg-bank-card{
    /* Taille carte bancaire ISO/IEC 7810 ID-1 : 85.6mm × 54mm = ratio 1.586:1 */
    width:340px;
    height:214px;
    flex-shrink:0;
    border-radius:16px;padding:20px 22px;
    position:relative;overflow:hidden;
    cursor:default;box-shadow:0 16px 40px rgba(0,0,0,.28);
}
.zg-bank-card.standard{
    background:linear-gradient(135deg,#004D41 0%,#006B5B 55%,#00806D 100%);
}
.zg-bank-card.premium{
    background:linear-gradient(135deg,#8B6914 0%,#c9a227 45%,#D6C6A5 100%);
}
.zg-bank-card.elite{
    background:linear-gradient(135deg,#0a0a0a 0%,#1c1c1c 50%,#2a2a2a 100%);
}

/* Reflet brillant animé */
.zg-bank-card::before{
    content:'';
    position:absolute;top:0;left:-100%;
    width:60%;height:100%;
    background:linear-gradient(105deg,transparent 40%,rgba(255,255,255,.18) 50%,transparent 60%);
    animation:zg-card-shine 3.5s ease-in-out infinite;
    z-index:2;
}
@keyframes zg-card-shine{
    0%{left:-100%;}
    40%,100%{left:150%;}
}

/* Cercles décoratifs en arrière-plan */
.zg-bank-card::after{
    content:'';
    position:absolute;top:-80px;right:-80px;
    width:280px;height:280px;border-radius:50%;
    background:rgba(214,198,165,.08);z-index:0;
}
.zg-card-circle2{
    position:absolute;bottom:-100px;right:-40px;
    width:340px;height:340px;border-radius:50%;
    background:rgba(214,198,165,.05);z-index:0;
    pointer-events:none;
}

/* Contenu de la carte */
.zg-card-header{
    display:flex;justify-content:space-between;align-items:flex-start;
    position:relative;z-index:3;
}
.zg-card-logo-text{
    display:flex;align-items:center;gap:10px;
}
.zg-card-logo-zg{
    font-size:1.5rem;font-weight:800;color:var(--zg-gold);line-height:1;
}
.zg-card-bank-name h4{
    font-size:.75rem;letter-spacing:.18em;color:var(--zg-gold);margin:0;font-weight:800;
}
.zg-card-bank-name span{
    font-size:.45rem;letter-spacing:.3em;color:var(--zg-gold);font-weight:600;
}
.zg-card-type-label{
    color:var(--zg-gold);font-size:.65rem;font-weight:700;letter-spacing:.16em;
}

/* Puce + sans contact */
.zg-card-chip-row{
    display:flex;align-items:center;gap:10px;margin-top:10px;
    position:relative;z-index:3;
}
.zg-card-chip{
    width:36px;height:28px;border-radius:4px;
    background:linear-gradient(135deg,#d9d9d9,#a6a6a6);
    position:relative;overflow:hidden;
}
.zg-card-chip::after{
    content:'';position:absolute;top:50%;left:50%;
    transform:translate(-50%,-50%);
    width:20px;height:1.5px;background:rgba(0,0,0,.2);
    box-shadow:0 5px 0 rgba(0,0,0,.2),0 -5px 0 rgba(0,0,0,.2);
}
.zg-card-nfc{
    font-size:.85rem;color:var(--zg-gold);opacity:.8;
    transform:rotate(90deg);
}

/* Réseau VISA / Mastercard */
.zg-card-network{
    font-size:1.1rem;font-weight:800;color:#fff;letter-spacing:-.02em;
}
.zg-card-network.visa-gold{
    background:linear-gradient(135deg,#f0d060,#b8920a);
    -webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text;
}
.zg-card-mc-circles{display:flex;}
.zg-card-mc-circles span:first-child{
    width:22px;height:22px;border-radius:50%;background:#e41c1c;opacity:.9;
}
.zg-card-mc-circles span:last-child{
    width:22px;height:22px;border-radius:50%;background:#f7a600;opacity:.9;margin-left:-8px;
}

/* Variante Premium — or */
.zg-bank-card.premium .zg-card-logo-zg,
.zg-bank-card.premium .zg-card-bank-name h4,
.zg-bank-card.premium .zg-card-bank-name span,
.zg-bank-card.premium .zg-card-type-label{color:#0a0a0a;}
.zg-bank-card.premium .zg-card-number,
.zg-bank-card.premium .zg-card-holder{color:#0a0a0a;}
.zg-bank-card.premium .zg-card-valid small,
.zg-bank-card.premium .zg-card-valid span{color:#0a0a0a;}
.zg-bank-card.premium .zg-card-nfc{color:#0a0a0a;}
.zg-bank-card.premium::before{background:linear-gradient(105deg,transparent 40%,rgba(255,255,255,.3) 50%,transparent 60%);}

/* Variante Elite — noir mat + or */
.zg-bank-card.elite .zg-card-logo-zg,
.zg-bank-card.elite .zg-card-bank-name h4,
.zg-bank-card.elite .zg-card-bank-name span{color:#D6C6A5;}
.zg-bank-card.elite .zg-card-type-label{color:#D6C6A5;}
.zg-bank-card.elite .zg-card-nfc{color:#D6C6A5;}

/* Slide carte : fond blanc, centré, taille fixe */
.zg-account-slide.zg-card-slide{
    background:#fff !important;
    padding:24px 20px 0 20px !important;
    display:flex !important;
    flex-direction:column !important;
    align-items:center !important;
    min-height:auto !important;
}
.zg-account-slide.zg-card-slide::before,
.zg-account-slide.zg-card-slide::after{
    display:none !important;
}
.zg-card-slide-info{
    width:340px;
    max-width:100%;
    background:#fff;
    border:1px solid #e8e8e8;
    border-top:none;
    border-radius:0 0 16px 16px;
    padding:0;
    display:grid;
    grid-template-columns:1fr 1fr 1fr;
    margin-bottom:0;
}
.zg-card-slide-info-cell{
    padding:14px 12px;
    text-align:center;
    background:#fff;
}
.zg-card-slide-info-cell:not(:last-child){
    border-right:1px solid #e8e8e8;
}
.zg-card-slide-info-label{
    font-family:var(--font-heading);
    font-size:.58rem;
    color:#999;
    text-transform:uppercase;
    letter-spacing:.1em;
    margin-bottom:6px;
    font-weight:700;
}
.zg-card-slide-info-value{
    font-family:var(--font-heading);
    font-weight:700;
    font-size:.88rem;
    color:var(--zg-emerald);
}

/* ---- Section "Mon compte" — layout ---- */
.zg-account-section-header{margin-bottom:6px;}
.zg-account-section-header h1{margin-bottom:4px;}
.zg-account-section-header p{color:#888;margin:0;}

.zg-account-actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:22px;margin-bottom:32px;}
.zg-account-actions .btn{display:flex;align-items:center;gap:8px;padding:13px 24px;}

/* Formulaire virement (caché par défaut, revealed au clic) */
.zg-transfer-wrapper{display:none;margin-top:24px;}
.zg-transfer-wrapper.is-open{display:block;}


/* ---- Barre de progression virement bloqué ---- */
@keyframes zg-progress-pulse {
    0%,100%{opacity:1;}
    50%{opacity:.7;}
}
.zg-progress-bar-wrap{
    background:rgba(0,0,0,.08);border-radius:8px;height:18px;overflow:hidden;
    position:relative;margin:12px 0 6px;
}
.zg-progress-bar-fill{
    height:100%;width:0%;border-radius:8px;
    background:linear-gradient(90deg,#e57373,#ef9a9a,#e53935);
    background-size:200% 100%;
    animation:zg-progress-pulse 1.5s ease-in-out infinite,
              zg-bar-shimmer 2s linear infinite;
    transition:width 2.5s cubic-bezier(.4,0,.2,1);
}
@keyframes zg-bar-shimmer{
    0%{background-position:200% 0;}
    100%{background-position:-200% 0;}
}
.zg-progress-bar-label{
    position:absolute;top:0;left:0;right:0;bottom:0;
    display:flex;align-items:center;justify-content:center;
    font-size:.7rem;font-weight:700;color:#fff;
    text-shadow:0 1px 2px rgba(0,0,0,.4);
}